ADCB TouchPoints - The only rewards program that rewards you for all the ways you bank with ADCB.

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971 -

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971 -

Emirate

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for learning about all the ways TouchPoints reward you for banking with ADCB.

The TouchPoints you earned will soon be credited to your account. Your transaction id is XXXXXXXXXX. Please quote this id in all your future communication with ADCB

You can find out in more detail how many TouchPoints each product entitles you to by clicking on any of the product titles on the menu below.

ADCB Product	TouchPoints Awarded on	TouchPoints Earned	Cap
Credit Cards: Classic/Standard and Gold cards	Retail Purchases	1 TouchPoints earned for every Retail Purchase of AED 1.	No
Credit Cards: Platinum, Excellency and Excellency Visa Infinite Cards	Retail Purchases	1.5 TouchPoints earned for every Retail Purchase of AED 1.	No
Utility Bill Payments: Classic/Standard and Gold Credit Cards	Utility Bill Payments	1 TouchPoints earned for every AED 1 spent to make payment.	2,000
Utility Bill Payments: Platinum, Excellency and Excellency Visa Infinite Credit Cards	Utility Bill Payments	1.5 TouchPoints earned for every AED 1 spent to make payment.	2,000
Debit Card	Retail Purchases	1 TouchPoints earned for every Retail Purchase of AED 4 within U.A.E and AED 2 for overseas.	No

ADCB Product	TouchPoints Awarded on	TouchPoints Earned	Cap
Personal Loan	Loan Amount (AED 50,000 and above)	200 TouchPoints will be earned for every AED 1,000 of loan amount, when loan amount is AED 150,000 or less and 300 TouchPoints will be earned for every AED 1,000 of loan amount when loan is above AED 150,000.	No
Smart Loan	Loan Amount (AED 10,000 and above)	300 TouchPoints will be earned for every AED 1,000 of loan amount	No
Mortgage Loan	Loan Amount	200 TouchPoints will be earned for every AED 1,000 of loan amount.	500,000
Car Loan	Loan Amount	50 TouchPoints will be earned for every AED 1,000 of loan amount	No

ADCB Product	TouchPoints Awarded on	TouchPoints Earned	Cap
3rd party and / or Proprietary Investments	Investment amount	Initial investment of AED 18,000 will earn 1,500 TouchPoints and 85 TouchPoints for every additional investment of AED 1,000.	150,000

ADCB Product	TouchPoints Awarded on	TouchPoints Earned	Cap
Current and Savings Account	Average monthly customer account balance	TouchPoints will be earned when average account balance for the month is AED 10,000 or more. 15 TouchPoints for every AED 1,000 balance when average balance is below AED 25,000, 20 TouchPoints for every AED 1,000 balance when average balance is below AED 100,000 and 25 TouchPoints for every AED 1,000 balance when average balance is AED 100,000 or more.	200,000 Per Annum
Excellency Current and Savings Account	Average monthly customer account balance	25 TouchPoints will be earned for every AED 1,000 balance. No TouchPoints will be earned when average account balance for the month is below AED 50,000.	300,000 Per Annum
Fixed Deposit	Deposit amount and tenure (TouchPoints Paid on maturity)	TouchPoints will be earned if deposit amount is AED 100,000 or more. The number of TouchPoints earned will vary according to the tenure of the deposit, as shown below:	50,000 Per Annum
Tenure	TouchPoints for every AED 10,000
1 month	10
2 months	20
3 months	40
6 months	100
12 months and above	300
ADCB Meethaq Current and Savings Accounts	Average monthly customer account balance	TouchPoints will be earned when average account balance for the month is AED 10,000 or more. 15 TouchPoints for every AED 1,000 when average balance is below AED 25,000. 20 Touch Points for every AED 1,000 when average balance is below AED 100,000 and 25 TouchPoints for every AED 1,000 when average balance is AED 100,000 or more.
ADCB Meethaq Term Investment Deposit	Deposit amount and tenure (TouchPoints Paid on maturity)	TouchPoints will be earned if deposit amount is AED 100,000 or more. The number of TouchPoints earned will vary according to the tenure of deposit, as shown below:
	Tenure	TouchPoints for every AED 10,000
	1 month	10
	2 months	20
	3 months	40
	6 months	100
	12 months	300

ADCB Product	TouchPoints Awarded on	TouchPoints Earned	Cap
Regular Premium	First year premium amount only.	500 TouchPoints will be earned for every AED 1,000 paid as premium. Minimum of AED 8,800 regular premium to be paid for a year to earn TouchPoints.	200,000
One time payment	Premium amount	100 TouchPoints will be earned, for every AED 1,000 paid as premium.	200,000

Usage	TouchPoints Earned	Cap
	Personal Internet Banking		Contact Centre
First Time Registration	500	500	500	One Time
Utility Bill Payment (per Payment)	50	50	50	250 Per Month
External Fund Transfer (per Transfer)	500	NA	NA	1500 Per Month

Utility Bill Payment	Cap
	Personal Internet Banking		Contact Centre
1st Month	250	250	250	One Time
2nd Consecutive Month	500	500	500	One Time
3rd Consecutive Month	1000	1000	1000	One Time

External Funds Transfer	Cap
	Personal Internet Banking		Contact Centre
1st Month	500	NA	NA	One Time
2nd Consecutive Month	500	NA	NA	One Time
3rd Consecutive Month	500	NA	NA	One Time

ADCB Meethaq Product	TouchPoints Awarded on	TouchPoints Earned	Cap
ADCB Meethaq Credit Cards: Classic/Gold and Premium Gold Credit Cards	Retail Purchases	1 TouchPoints earned for every Retail Purchase of AED 1.	No
ADCB Meethaq Platinum Credit Card	Retail Purchases	1.5 TouchPoints earned for every Retail Purchase of AED 1.	No
Utility Bill Payments: Classic/Gold and Premium Gold Credit Cards	Utility Bill Payments	1 TouchPoints earned for every AED 1 spent to make payment.	2,000
Utility Bill Payments: ADCB Meethaq Platinum Credit Cards	Utility Bill Payments	1.5 TouchPoints earned for every AED 1 spent to make payment.	2,000
ADCB Meethaq Debit Card	Retail Purchases	1 TouchPoints earned for every Retail Purchase of AED 4 within U.A.E and AED 2 for overseas.	No

Asset Product	TouchPoints Awarded on	TouchPoints Earned	Cap
Salam Personal Finance	Finance Amount (AED 50,000 and above)	200 TouchPoints will be earned for every AED 1,000 of finance amount, when finance amount is AED 150,000 or less and 300 TouchPoints will be earned for every AED 1,000 of finance amount when finance is above AED 150,000	No
Ijarah Home Finance/ Forward Ijarah Home Finance	Finance Amount	200 Touch Points will be earned for every AED 1,000 of finance amount.	500,000
Murabaha Auto Finance	Finance Amount	50 Touch Points will be earned for every AED 1,000 of finance amount.	No
Ambition Education Finance	Finance Amount (AED 10,000 and above)	300 TouchPoints will be earned for every AED 1,000 of finance amount	No

ADCB Meethaq Product	TouchPoints Awarded on	TouchPoints Earned	Cap
Regular Contribution	First Year Contribution	500 points will be earned for each AED 1,000 of First Year Contribution Minimum contract of AED 12,000 in First Year contribution to be opted for to earn TouchPoints	200,000
Lumpsum Contribution	Lumpsum Contribution	100 points will be earned for each AED 1,000 of Lumpsum Contribution Minimum contract of AED 25,000 in Lumpsum contribution to be opted for to earn TouchPoints	200,000

ADCB Product	TouchPoints Awarded on	TouchPoints Earned	Cap
ADCB Meethaq Current and Savings Accounts and Millionaire Destiny Savings Account	Average monthly customer account balance	TouchPoints will be earned when average account balance for the month is AED 10,000 or more. 15 TouchPoints for every AED 1,000 when average balance is below AED 25,000. 20 Touch Points for every AED 1,000 when average balance is below AED 100,000 and 25 TouchPoints for every AED 1,000 when average balance is AED 100,000 or more.
ADCB Meethaq Term Investment Deposit	Deposit amount and tenure (TouchPoints Paid on maturity)	TouchPoints will be earned if deposit amount is AED 100,000 or more. The number of TouchPoints earned will vary according to the tenure of deposit, as shown below:

Disclaimer: Participation in the TouchPoints Program is at the sole discretion of ADCB, on ADCB's Terms and Conditions and upon submission of documentation acceptable to ADCB. Terms and Conditions of the TouchPoints Program may be amended by ADCB from time to time at its sole discretion. For detailed information please request for a copy of the Terms and Conditions of the TouchPoints Program from any branch of ADCB or click here.